Payroll Funding Portal
Payro Finance had a new idea for small businesses coming out of the pandemic: a lending product only for payroll. We designed the portal where business owners apply, get approved and fund payroll, with as little friction as a loan can have.
- Client
- Payro Finance
- Users
- Small business owners
- Scope
- UX architecture, application flow, customer portal
- Industry
- Payroll funding
What we walked into
During COVID, plenty of small businesses needed help covering payroll. Morris Reichman, President of Payro Finance, saw it and wanted a lending product built only for that, one a business owner could apply for and receive with zero friction. Finance likes to talk about tech; most of it still feels like paperwork.
What we did
We studied how Payro actually runs and turned it into a customer portal that handles nearly every interaction. Underwriting became a guided application in four clear steps, with help a click away. After approval, the dashboard keeps the next payroll, the bank balance and the credit line in one view, with funding one button away.
Simple, enjoyable and frictionless, from the first question to funded payroll.
The brief from Payro’s president
Where it landed
The portal went into active development, and the payroll funding product is already taking business from the traditional paths.
From application to funded payroll, in one place.
Applying, underwriting, funding and repayment used to be calls, emails and paperwork. Now every step lives around one thing: the next payroll.
- Apply
- Underwriting
- Bank statements
- Sign documents
- Fund payroll
- Loans
- Repayment
- Support
- Business owners
- Payro team
- Payroll software
- Bank accounts